Here I show you how to get it for free, directly from your computer. Caution: The free Schufa report will take around 3 weeks or more until you receive it. If you need it earlier, you have to use the paid option. The Schufa is a central credit bureau in Germany. Basically, they know about your phone contract, your bank accounts and your debts.

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Via this application you can give a disclosure of tax residency. In case of first disclosure you can insert your data in the corresponding dialog. After having added your tax data you can submit these via TAN.
If you have already handed in a disclosure of tax residency, entry is via the display of your data which you then can edit. In this view you can see the so far indicated residence for tax purposes as well as the corresponding TINs Taxpayer Identification Numbers as far as availble.
Please press the button "continue" so you can insert further information or you can delete or change existing data. If it is necessary to record your country of birth or your tax residency please choose the corresponding country.
If a TIN is required please inform us accordingly. For some countries there will be a validation of the TIN. If the application should find discrepancies to your data please check the provided data. If the application will still not accept your data please delete your TIN. You will be asked to provide us with your TIN later. To Help Overview. Disclosure of tax residency Via this application you can give a disclosure of tax residency.
Instructions Display of tax data In this view you can see the so far indicated residence for tax purposes as well as the corresponding TINs Taxpayer Identification Numbers as far as availble.
By aborting the release you can access the input page and change your data.
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Started by nfoxall , 18 Aug Posted 18 Aug Quick question, I have a Sparkasse bank account from back in when I first got to Germany, my money is paid into a British bank which is no biggie but obviosuly charges mount up over a month or so. I really didnt want my money paid into the sparkasse account as they seem to charge for everything you do, most probably even checking the damn balance. So, I filled in the application form for a Post Bank, I need to keep my Sparkasse account as my rent and electricity goes out of this account each month, PostBank wrote to me and said that I cannot have an account with them as according to SCHUFA I already have an account with Sparkasse.
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Free Schufa report online & paperless

Hypofriend , a mortgage broker that specializes in loans for foreign buyers in Germany, gives advice on the best course of action for getting a mortgage. Unlike most comparison websites, they do not solely focus on the cheapest product, but on the product that is right for you, ensuring long-term financial security. While German economic policies have traditionally favored renting over buying, house prices in Germany have risen significantly — and some say unsustainably — over the last few years. Indeed, in late , the German government hosted a housing summit amid protests at the rising costs of buying and renting homes in major cities. At the same time, mortgage rates have been falling to historic lows, with the influence of the negative Euribor rate resulting in cheaper deals for home buyers and people looking to remortgage. The primary buyers of German homes are local real estate investors, but there is plenty of room for foreign buyers — especially if you intend to let the property out for at least part of the year.
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